2019/2020

Финансовые технологии

Статус: Маго-лего

Кто читает: Департамент финансов

Когда читается: 3 модуль

Преподаватели: Быковский Георгий Валериевич, Котляров Иван Дмитриевич

Язык: английский

Кредиты: 3

Контактные часы: 32

Course Syllabus

Abstract

The discipline is focused on substance and different models of FinTech functioning. Students will gain knowledge on what types of FinTech are identified, developed, organized and implemented in the world and Russian organization. The course includes topics covering different aspects of not only FinTech's efficiency evaluation, but, as well as, the different aspects of their integration.

Learning Objectives

• The discipline aims to provide students with the understanding how to generate, maintain, and develop FinTech in organizations. Thus discipline also introduces students to the specifics of FinTech’s risks for traditional financial organizations.

Expected Learning Outcomes

• Students know basic models of FinTech, the role of FinTech in a company’s functioning.

Course Contents

• Nature of FinTech
  Nature of FinTech. Predecessors of FinTech. Stages of Evolution of FinTech. Why did FinTech emerge. Different types of FinTech. Advantages and risks of FinTech for main stakeholders.
• Technological Basis of FinTech
  Authentication. Virtual cards. P2P-technologies. Blockchain and smart contracts. Robotization and automation.
• Cryptocurrencies
  Nature of cryptocurrencies. Mining. Forging. Legal regulation. Local cryptocurrencies. Initial Coin Offering (ICO). Regulation of ICO.
• FinTech Market Players
  Main types of FinTech market players. Non-financial institutions entering financial market. Business strategies of different types of FinTech market players.
• FinTech: Traditional & non-Traditional Institutions
  Risks of FinTech for traditional financial institutions. Strategies of adaptation of traditional institutions to FinTech. Models of coexistence of traditional and non-traditional financial institutions. Legal regulation and self-regulation of FinTech.
• Prospects for Using Innovative Financial Technologies in Different Countries
  Local models of evolution of financial markets. Local models of regulation of FinTech. FinTech: global and local dimensions.

Assessment Elements

• Homework
  Presentation the research’s results by home task
• Exam
  The exam is to be held in oral form on the Zoom online platform. It is necessary to login 5 minutes before the exam is due to begin. Please check your Internet connection and Zoom on your computer in advance. To participate in the exam, student is obliged to turn on the camera and the microphone. During the exam it is forbidden to turn off the camera. If the connection break does not exceed 2 minutes, it will be regarded as a brief connection break. Otherwise, it will be regarded as a longer connection break and will entail the exam cessation. The retake procedure is identical to the exam procedure

Interim Assessment

• Interim assessment (3 module)
  0.5 * Exam + 0.5 * Homework

Bibliography

Recommended Core Bibliography

• Tasca, P., Aste, T., Pelizzon, L., & Perony, N. (2016). Banking Beyond Banks and Money : A Guide to Banking Services in the Twenty-First Century. [Cham]: Springer. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsebk&AN=1346738

Recommended Additional Bibliography

• Chen, L. (2016). From Fintech to Finlife: the case of Fintech Development in China. China Economic Journal, 9(3), 225–239. https://doi.org/10.1080/17538963.2016.1215057
• Maier, E. (2016). Supply and demand on crowdlending platforms: connecting small and medium-sized enterprise borrowers and consumer investors. Journal of Retailing and Consumer Services, (C), 143. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsrep&AN=edsrep.a.eee.joreco.v33y2016icp143.153