2021/2022

Цифровые финансы

Статус: Маго-лего

Кто читает: Департамент финансов

Когда читается: 3 модуль

Охват аудитории: для всех кампусов НИУ ВШЭ

Преподаватели: Быковский Георгий Валериевич, Котляров Иван Дмитриевич, Ринкон Эрнандес Карлос Хоакин

Язык: английский

Кредиты: 3

Контактные часы: 32

Course Syllabus

Abstract

Neobanks, cryptocurrencies, crowdfunding etc transformed the financial sector and created new opprtunities for all stakeholders - along with new challenges. The main question is: How can this tectonic shift be used for the benefit of all stakeholders of the financial sector (traditional and digital banks, customers and the state)?

Learning Objectives

• The goal of the course is to get the students acquainted with the dramatic changes in the financial sector generated by the digital revolution.

Expected Learning Outcomes

• Knowledge of key digital business models
• Knowledge of key digital technologies and products
• Knowledge of state reaction to the digital revolution
• Knowledge of unfair digital practices in the financial sector
• Understanding of the customer behavior in digital environment
• Understanding of the nature of digital revolution in finance

Course Contents

• Digital transformation of finance
• Key digital technologies
• Key organizational technologies
• Cryptocurrencies
• Strategies of digital transformation in the financial sector
• Prospects of digital finance in different countries

Assessment Elements

• Homework
  Presentation the research’s results by home task
• Exam
  Final presentation of student teams’ project

Interim Assessment

• 2021/2022 3rd module
  0.5 * Homework + 0.5 * Exam

Bibliography

Recommended Core Bibliography

• Maier, E. (2016). Supply and demand on crowdlending platforms: connecting small and medium-sized enterprise borrowers and consumer investors. Journal of Retailing and Consumer Services, (C), 143. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsrep&AN=edsrep.a.eee.joreco.v33y2016icp143.153
• Tasca, P., Aste, T., Pelizzon, L., & Perony, N. (2016). Banking Beyond Banks and Money : A Guide to Banking Services in the Twenty-First Century. [Cham]: Springer. Retrieved from http://search.ebscohost.com/login.aspx?direct=true&site=eds-live&db=edsebk&AN=1346738

Recommended Additional Bibliography

• Chen, L. (2016). From Fintech to Finlife: the case of Fintech Development in China. China Economic Journal, 9(3), 225–239. https://doi.org/10.1080/17538963.2016.1215057