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Factors that have Influence on Credit Price Determination

Student: Alkhazov Anatolij

Supervisor: Natalia V. Gorelaya

Faculty: HSE Banking Institute

Educational Programme: Master

Year of Graduation: 2014

<p>The master dissertation on the subject &quot;Factors that have Influence on the Credit Price Determination&quot; consists of 79 pages on which you will find 14 tables,&nbsp; 5 charts and 8 formulas.</p><p><strong>The purpose</strong> of this masters dissertation is the development of an econometric model, which allows us to define the influence of a number of factors on the credit price.</p><p><strong>The o</strong><strong>bject</strong> of research is the credit portfolio of a commercial bank.</p><p><strong>The s</strong><strong>ubject</strong> of research of this dissertation is the pricing procedure of a credit product, with the analysis of external and internal economic factors directly influencing the interest rate for the credit.</p><p>This work consists of three chapters, an introduction, the conclusion, a bibliography and appendices. In the introduction, the relevance of the subject is revealed, the purpose, tasks, object and subject of research are defined. In the first chapter pricing of a credit product is analyzed, major factors of this process come to light, in the second chapter foreign experience in the formation of an interest rate for the credit is considered. The third chapter is analytical, results of the&nbsp; development of an original econometric model of formation of an interest rate on the credit are reflected in it.</p>

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