Prospects of Development of Investment Insurance in the Russian Federation

Student: Abramov Roman

Supervisor: Sergey Valentinovich Brovchak

Educational Programme: Economics (Bachelor)

Year of Graduation: 2016

The aim of this work is to determine the most significant factors and prospects of development of investment life insurance in Russia. The study was based on data for 2011-2015 years period because investment life insurance is a relatively new product in the insurance market. As a method of research was used the method of principal components. As the result the market for investment insurance is influenced by the following factors: age dependency ratio, life expectancy at birth, the consumer price index, the average interest rates on deposits, the growth rate of GDP per capita. However, the MICEX index has the greatest negative impact, which suggests that investment life insurance has no such prospects, as many insurance experts say.

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