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Application of Car leasing For Individuals in Russia

Student: Starkova Alyona

Supervisor: Elena Kuzmina

Faculty: St.Petersburg School of Economics and Management

Educational Programme: Economics (Bachelor)

Year of Graduation: 2016

This graduation project deals with the application of car-leasing for individuals in Russia. The aim of the paper - the development of the level of risk assessment techniques of the lessee, which is based on the study of the processes, which are characterized by the presence of various risk factors in leasing transactions. In the context of the current review process, this paper aims, firstly, to provide a better understanding of risks associated with leasing portfolios in order to determine the most effective approach. A particular feature of the research is a creation of some model of risks reduction for lessees. This paper has been divided into three parts. The first part deals with definitions and features of car-leasing. Next section outlines an assessment of the effectiveness of car leasing in Russia and a comparison of the acquisition vehicle lending, as well as through car-leasing transaction. The third part describes the model of risks’ evaluation of lessees. Preliminary results will be presented at the conclusion. The graduation project consists of an explanatory note on 65 pages. While writing this research paper only 50 sources were used – books, articles and Internet resources.

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