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  • Factors Affecting the Bank`s Choice between the Revolving Credit Line and Overdraft for the Segment of Small Business: the Role of Return on Assets

Factors Affecting the Bank`s Choice between the Revolving Credit Line and Overdraft for the Segment of Small Business: the Role of Return on Assets

Student: Grishanova Elizaveta

Supervisor: Maria Semenova

Faculty: Faculty of Economic Sciences

Educational Programme: Economics (Bachelor)

Year of Graduation: 2017

This research is devoted to the study of the features of lending to the small business segment in terms of providing products such as a revolving credit line and an overdraft. The paper considers a number of factors that have an influence on the choice of a particular type of lending by the bank to provide the client, and also proves the possibility of simplified decision making by calculating the return on assets of the company.

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