Analysis of Investment Activity of Insurance Companies

The insurance business functions successfully provided that the investment activities of insurance companies are generated in different areas of the market. Insurers are constantly dependent on the current situation on the market. This causes the insurer to conduct a competent and cautious investment policy. Accordingly, reliability, profitability, diversification and liquidity are the main criteria of an effective investment policy of an insurance organization. Thus, the discussed topic is always relevant for insurance organizations, taking into account the modern dynamically developing financial market. The purpose of this work is to identify features of the analysis of investment activities of Russian insurance companies.In the course of the work, all the assigned tasks were solved, namely, the characteristic features of the investment activity of the company were studied, the specifics of the investment activity in the insurance company were determined. Also in this paper, the methodology and factors for analyzing the investment activity of the insurer were studied; factors and conditions forming investment opportunities of insurance organizations were analyzed. The work carried out a comprehensive analysis of the financial condition of Russian insurance companies, on the basis of which the insurance companies with the best picture of functioning in the insurance market were selected, and their investment activities were analyzed, which proved the effectiveness, reliability and, most importantly, the profitability of financial investments of Russian insurance companies. Russian insurers prefer to invest in securities, bank deposits, cash, because with this method of investing money insurers can adhere to all the principles of investment. Thus, on the example of investment activity of the largest insurers in Russia the main features, factors and conditions that have the greatest impact on the insurance market as a whole were presented.