Assessment of Efficiency Insurance Risk for the Enterprise

The object of the study in writing the work was insurance of risks. The subject of the study of the work is the effectiveness of risk insurance for the insured company. The thesis includes an introduction, three chapters, three conclusions on the chapters written and a conclusion. The introduction reveals the relevance of research in this area, as well as the problem, purpose and objectives of the study. The object, the subject of scientific researches are determined, the hypothesis is formulated, the goal and tasks are set, the methodological base of the research, its both theoretical and practical significance are indicated. In chapter one, the theoretical justification of insurance is proposed, the concept of "insurance" is disclosed from various scientific approaches, its types, its role in the modern economy and forms are listed. The conclusion on it sums up the study of theoretical material. The second chapter presents the concept of risk from the theoretical point of view: types of risk, types of insurance risks and methods for preventing the realization of risk. In the conclusions on this chapter, the result on the theoretical material of this chapter is also summarized. In the third chapter, practical work is carried out, in the implementation of which an evaluation of the effectiveness of insurance of risks for the insurer is made through the study of the company OOO «Citypark» and the insurance company OOO RSO «Euroins» in which the firm is insured. The chapter includes the formulation of tasks, the objectives of practical work, the enumeration of conditions for achieving a high level of evaluation of the effectiveness of insurance risks for the insured enterprise, the analysis of the results. The derivation on it describes the significance of the results obtained. The conclusion is devoted to the main conclusions and proposals for evaluating the effectiveness of insurance risks for the insured company.