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Student
Title
Supervisor
Faculty
Educational Programme
Final Grade
Year of Graduation
Vera Morozova
Key Attributes of the Credit in the Business Market of Banking Services
Economics
(Bachelor’s programme)
2018
Now the banking system of Russia is the integral component of all economic system. The banks performing the functions as creditors, help to develop to the enterprises that in turn develop the national economy. Therefore it is possible to tell that the banking sector is one of the drivers of economic growth. In the last 10 years the Russian economy has endured the global financial crisis, devaluation of the national currency, and now is under economic sanctions that complicate the development of the Russian sector of the non-financial enterprises.

For service of the current requirements connected with the movement of working capital, borrowers most often take the short-term credit which term of return isn't beyond 1 year. It is interesting to look how during this period, namely 2009-2017, the volume of the short-term credits of the non-financial enterprises' changes.

Thus, the purpose of this final qualification work consists in the identification of dependence between the volume of the short-term credits of the company and indicators characterizing a financial condition of the enterprise and also to study whether macroeconomic factors on change of volumes of crediting have influence.

The analysis of the key factors influencing short-term crediting of the non-financial sector will act as a result of this work.

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