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Student
Title
Supervisor
Faculty
Educational Programme
Final Grade
Year of Graduation
Tatiana Zagoruiko
Adolescents' Financial Mаnаgement Practices in Family Budget in the Era of Electronic Economy
2018
The purpose of the current research was to study adolescents' financial management practices in family budget of modern Moscow households in the era of electronic economy. Particular attention to non-cash money is determined by the fact that products of electronic economy change the way people look at managing children's finances: now parents can control every purchase of their child, know what (s)he eats, whether (s)he buys lunch at school, at what time each financial transaction happens, etc. However, the teenage period is the age at which the child begins to realize and form his own needs, which may differ from his parents’, causing conflict.

The goal of the research was achieved through the deployment of qualitative sociological methods: 27 semi-structured interviews were held (12 with teenagers aged 14-17, 12 with their parents and also with an 18-year-old boy and a 12-year-old boy and his mother), therefore, 14 households were included in the final sample. The subsequent data analysis led to the following conclusions: e-economy promotes both the reproduction of habitual systems in new forms and provides opportunities for fundamentally new practices of financial management. Сoncerning control, the use of non-cash money is indeed convenient for its implementation, but much depends on the interpretation of "control" by both parents and adolescents themselves. Moreover, in spite of the fact that control bypass strategies are applied using technological literacy, it still has lie in communication in its basis.

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