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Method of Creditworthiness Estimation on the Example of Small and Medium Sized Business

Student: Neklyudova Arina

Supervisor: Irina Yuryevna Verem

Faculty: International College of Economics and Finance

Educational Programme: Double degree programme in Economics of the NRU HSE and the University of London (Bachelor)

Year of Graduation: 2018

This work considers such concepts as "credit risk" and "creditworthiness". The research is devoted to review of methods for assessing creditworthiness for large, medium and small business customers and determining key factors affecting the creditworthiness assessment of small and medium-sized business customers through regression analysis. In addition, the hypothesis on the difference between the determining factors for borrowers engaged in different types of activities was considered.

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