Mortgage Lending: Ways and Prospects of Development in Russia

Student: Galstian Narek

Educational Programme: Economics (Bachelor)

Year of Graduation: 2019

This work is devoted to the mortgage market of the Russian Federation, during which we will analyze the impact of the program of state support of mortgage lending on the profitability of commercial banks. The study will be conducted by the panel data method, in which we will build an econometric model based on intrabank and macroeconomic indicators to estimate the efficiency of the program of state support for mortgage lending. We will also estimate the efficiency of the state program depending on the form of ownership of the Bank (public or private). As a result of this study, we expect to get a positive effect from the program of state support of mortgage lending.

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