• A
  • A
  • A
  • ABC
  • ABC
  • ABC
  • А
  • А
  • А
  • А
  • А
Regular version of the site

Student
Title
Supervisor
Faculty
Educational Programme
Final Grade
Year of Graduation
Dmitriy Kondakov
Analysis of Borrowers in the Business Model of a Mortgage Broke
Economics
(Bachelor’s programme)
2019
The paper considers a sample of 300,000 borrowers who have left mortgage applications in the mortgage broker service. Based on these data, a portrait of the borrower and identify parameters that increase the likelihood of approval. The results will help to optimize the attraction of new customers and determine how it makes sense to spend resources on those who have already come, but who have a low probability of approval.

Also in the work there is a theoretical part that describes the behavior and path of the client within a given model.

In terms of uniqueness, this model has not yet been described in the scientific literature due to its novelty. The relevance of the topic is also difficult to underestimate: such services capture an increasing market share

Student Theses at HSE must be completed in accordance with the University Rules and regulations specified by each educational programme.

Summaries of all theses must be published and made freely available on the HSE website.

The full text of a thesis can be published in open access on the HSE website only if the authoring student (copyright holder) agrees, or, if the thesis was written by a team of students, if all the co-authors (copyright holders) agree. After a thesis is published on the HSE website, it obtains the status of an online publication.

Student theses are objects of copyright and their use is subject to limitations in accordance with the Russian Federation’s law on intellectual property.

In the event that a thesis is quoted or otherwise used, reference to the author’s name and the source of quotation is required.

Search all student theses