Socio-economic Factors of Overdue Debt on Mortgage Loans in Russia (the Regional Perspective)

Student: Bondar Maria

Educational Programme: Economics (Bachelor)

Year of Graduation: 2019

Nowadays, the issue of overdue housing mortgage loans is very popular. Since the problem of overdue mortgage loans is quite acute and affects very important social and economic aspects of the country. The main novelty of this work will be to consider financial literacy as a factor in mortgage debt. To achieve this goal, the existing literature on this topic was analyzed and the optimal methodology for studying this issue was developed. The results of this study may be of interest both to people interested in acquiring real estate and making management decisions. Keywords: mortgage loan debt, housing mortgage loan, mortgage, mortgage debt

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