• A
  • A
  • A
  • ABC
  • ABC
  • ABC
  • А
  • А
  • А
  • А
  • А
Regular version of the site

Role and Development Prospects of Mortgage Lending in Russia

Student: Khrenova Polina

Supervisor: Natalia V. Gorelaya

Faculty: HSE Banking Institute

Educational Programme: Banking (Bachelor)

Year of Graduation: 2019

For Russia and for banks, the development of mortgage lending, which is able to partially solve the existing housing problems of the population, strengthen the country's economy and strengthen the stability of commercial banks, improving the quality of the loan portfolio, is of particular importance in modern conditions. For the development of the country's economy, mortgage lending also has a huge impact, ensuring the relationship between credit institutions, construction companies, the resources of the population, contributing to the direction of funds in the real sector. The current state of mortgage lending is characterized by instability, volatility of interest rates, dependence on the housing market, real incomes. To identify further prospects for the development of mortgages, it is necessary to justify the role and place of mortgage lending in the Russian economy, to give an accurate assessment of the current situation in the market, to identify problems and opportunities, which determines the relevance, importance of the research topic.

Student Theses at HSE must be completed in accordance with the University Rules and regulations specified by each educational programme.

Summaries of all theses must be published and made freely available on the HSE website.

The full text of a thesis can be published in open access on the HSE website only if the authoring student (copyright holder) agrees, or, if the thesis was written by a team of students, if all the co-authors (copyright holders) agree. After a thesis is published on the HSE website, it obtains the status of an online publication.

Student theses are objects of copyright and their use is subject to limitations in accordance with the Russian Federation’s law on intellectual property.

In the event that a thesis is quoted or otherwise used, reference to the author’s name and the source of quotation is required.

Search all student theses