Credit Behavior of St. Petersburg's Residents: Sociological Analysis

Student: Kuznetcova Mariia

Faculty: Saint-Petersburg School of Social Sciences

Educational Programme: Sociology (Bachelor)

Final Grade: 7

Year of Graduation: 2019

This thesis examines credit behavior of Saint Petersburg and Leningrad region’s residents with varying experience of applying for the credit. Two categories of borrowers were studied and compared with different success rates of credit repayments: debtors with problems on loan repayment and borrowers with successful performance of credit obligations. Credit behavior and strategies, categories, motives, social relations and consequences of credit experience are studied. The study was implemented in the framework of qualitative methodology. The empirical base consists of twenty-one semi-structured individual interviews, of which ten with informants with negative credit history and eleven with positive credit history. Keywords: credit, debt, credit behavior, credit strategies, crisis situation.

Full text (added May 23, 2019)

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