• A
  • A
  • A
  • ABC
  • ABC
  • ABC
  • А
  • А
  • А
  • А
  • А
Regular version of the site
  • HSE University
  • Student Theses
  • Assessing the Effectiveness of a Systemically Significant Bank on the Example of Russian National Commercial Bank in Terms of the Key Stakeholders

Assessing the Effectiveness of a Systemically Significant Bank on the Example of Russian National Commercial Bank in Terms of the Key Stakeholders

Student: Shults Olga

Supervisor: Ivan D. Kotliarov

Faculty: St.Petersburg School of Economics and Management

Educational Programme: Economics (Bachelor)

Year of Graduation: 2019

This work is devoted to assessing the effectiveness of a systemically significant commercial bank in terms of key stakeholders on the example of the Russian National Commercial Bank (RNCB). The relevance of the issue is due to the role played by RNCB in ensuring the functioning of the economy of the Republic of Crimea and the city of Federal importance of Sevastopol. The purpose of this work is to assess the effectiveness of RNCB from the point of view of investors, management of the bank, the state and customers. To achieve this goal, a number of tasks were performed. First, the main approaches to determining the effectiveness of the bank were described, as well as the features of these approaches for each of the stakeholders under consideration. Further, the analysis of the banking situation in the Republic of Crimea for 3 periods was made, as well as a detailed description of the activities of RNCB and its competitors in the Crimea. The methodology of the study consisted in the performing of cluster analysis, calculation of the main indicators of profitability of the bank, the calculation of its cost by the cost approach, also the analysis and comparison of all deposit and credit conditions of banks whose head offices are registered in the Crimea were made. Each of the methods allows to evaluate the effectiveness of RNCB for a certain group of stakeholders. The study showed that the main hypothesis of the study was confirmed: the highest efficiency of RNCB shows for investors, the state and legal entities. The bank is also the most effective for legal entities due to state support. For the management of the bank and individuals RNCB is also effective, but to a lesser extent.

Student Theses at HSE must be completed in accordance with the University Rules and regulations specified by each educational programme.

Summaries of all theses must be published and made freely available on the HSE website.

The full text of a thesis can be published in open access on the HSE website only if the authoring student (copyright holder) agrees, or, if the thesis was written by a team of students, if all the co-authors (copyright holders) agree. After a thesis is published on the HSE website, it obtains the status of an online publication.

Student theses are objects of copyright and their use is subject to limitations in accordance with the Russian Federation’s law on intellectual property.

In the event that a thesis is quoted or otherwise used, reference to the author’s name and the source of quotation is required.

Search all student theses