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Financial Innovation in Banking

Student: Glukhov Andrey

Supervisor: Alexander M. Karminsky

Faculty: Faculty of Economic Sciences

Educational Programme: Economics (Bachelor)

Final Grade: 9

Year of Graduation: 2020

Progress in the economy and competitive advantages of some companies over others. Innovations are new ideas, solutions or tools that can improve the current business environment and gain a competitive advantage. In this work, the main trends of innovations in the banking market will be considered. The result of the research is a portrait of interaction with the client. Hypotheses were tested about the effectiveness of the latest machine learning algorithms in the lending process, as well as the importance of non-financial information in model training.

Full text (added May 14, 2020)

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