Development of a Financial Platform for Managing Mutual Funds

Nowadays, almost financial instruments are becoming more and more popular. The younger generation is learning financial instruments with great interest. Derivatives, futures, stocks, options and many other words no longer seem so unusual to young people. It is difficult to surprise anyone with such words. Information becomes more accessible, people begin to master financial literacy. And they begin to understand that there are many options for how to preserve and increase your capital. It's nice to see how people are beginning to realize the importance and significance of knowledge in the field of personal wealth management. Financial services also play an important role here, helping you learn the basics of financial markets in a playful way, and start using the tools. A new milestone is being formed in financial instruments. It becomes easier and safer for an ordinary person, far from finance, to enter the investment market. High competition and, as a result, a high level of service have made a significant contribution to the creation of an investment trend. Investing has never been easier. Several decades ago, when trading was carried out through instruments with complex management, and the entry threshold was higher due to the high complexity of trading programs, few of the population wanted to risk their own money. But those days have passed and new ones have come. Market players are now aiming to reduce the investment entry threshold. They are more accessible than ever. It doesn't matter if it's a student or a senior citizen. The tools are available to everyone. This market competition generates high quality products. As people start to worry about the quality of service. They want a user-friendly product that will be convenient to use, with a beautiful interface. But most importantly, they want an assistant who will help them avoid high-risk transactions, and, accordingly, preserve and increase their capital. For this reason, aggregator platforms are gaining popularity. What are they doing? They simplify the lives of their users. They no longer need to perform several actions on different services, when it is possible to perform one action on one platform. There is a transformation of the service sector, they are fully optimized. Why should a user have several personal accounts in different systems to manage similar financial instruments, when he can have one account to manage all financial instruments. The purpose of this work is to automate the interaction of the parties and ensure the convenience of transactions with shares. Show the complete process of creating an information system that must meet the requirements of regulatory authorities. To achieve this goal, you must complete the following tasks: • Study legal and regulatory acts, as well as federal laws, within the framework of which the financial platform will be developed • Analyze the main points, and take them into account when developing business processes • Develop business processes taking into account the requirements of federal laws • Develop the architecture of the financial platform • Highlight the main microservices based on future functionality • Design a database schema for each microservice • For each microservice, describe the REST API • Implement the server side • Implement the client side • Test the information system • Release a release The object of the research is the process of interaction of investors with the investment instrument of a unit. The subject of the research is available information technologies for work with shares. In the course of the study, methods of induction, logical analysis, information gathering, generalization, and questioning are used. The relevance of this work is due to the presence of a trend in information systems to simplify the processes of interaction between investors and financial instruments. The first chapter of this work will consider the market for mutual investment funds. The basic concepts of the financial platform will be described, as well as the basic requirements for the operator of the financial platform will be considered. The technical requirements for the developed financial platform will be described, the main competitors will be considered, as well as third-party services that are needed to meet the requirements of regulatory bodies. The second chapter will describe the process of developing business processes for a financial platform, the process of developing a platform architecture. The third-party tools and the process of their implementation into the main system are described. The third chapter will describe the process of developing a financial platform, taking into account the created business processes in the second chapter. Testing will also be described, how and why it was applied in the project.