HSE University alumna Dr. Elena Podkolzina recently became an academic supervisor of the newly established master's programme in Economics and Economic Policy. Having been part of HSE University for nearly 25 years now, Dr. Podkolzina recalls her student years and shares her experience as deputy director of the Center for Institutional Studies.
Economists from HSE University have demonstrated that collecting as much information as possible about borrowers does not always decrease banks’ risks. Sometimes, more is not better: on the contrary, increasing the volume of data might increase the risks of loan defaults to a certain extent. The study was published in the WP BRP HSE University, Series: Financial Economics series of working papers.