Influence of Parameters of a Credit Deal on the Price of Consumer Loans

Student: Aksenova Alla

Educational Programme: Financial Analyst (Master)

Year of Graduation: 2016

In this final qualifying paper we present the results of research of influence of parameters of a credit transaction on the price of consumer loans. To construct the regression models was drawn up sampling of product characteristics of the commercial bank. According to the study it was found that the pricing of consumer loans positively influenced by macroeconomic factors such as inflation and the rate of refinancing. The volume of loans is not always a positive effect on the cost of borrowing, just as well as the quality of the borrower.

Student Theses at HSE must be completed in accordance with the University Rules and regulations specified by each educational programme.

Summaries of all theses must be published and made freely available on the HSE website.

The full text of a thesis can be published in open access on the HSE website only if the authoring student (copyright holder) agrees, or, if the thesis was written by a team of students, if all the co-authors (copyright holders) agree. After a thesis is published on the HSE website, it obtains the status of an online publication.

Student theses are objects of copyright and their use is subject to limitations in accordance with the Russian Federation’s law on intellectual property.

In the event that a thesis is quoted or otherwise used, reference to the author’s name and the source of quotation is required.

Search all student theses