Analysis of the Investment Attractiveness of the Russian Insurance Market

The graduation qualification work is devoted to the analysis of investment attractiveness of financial organizations and services of the Russian insurance market. The modern insurance market of Russia is in an unfavorable position, despite the increasing dynamics of insurance premiums. In addition, the tendency to reduce insurance organizations and the sanctions imposition, make the paperwork actual. The purpose of the work is to identify the patterns that determine the revenues and fees of underwriters in the five-year period from 2011 to 2015, and to make a comparative analysis of investment services offered by one of the leading insurance organizations at the current time. The main tasks of the research were solved consistently within the framework of separate chapters. In the first chapter, the dynamics and main points of insurance market development in the USSR and Russia were analyzed. In the second chapter, the methods and conditions for practical research were defined, and a description of the variables for constructing the regression model was provided. In the third chapter, the impact of the identified economic factors activity was analyzed in the framework of the multiple regression model, which was described in the second chapter. Then, a comparative analysis of investment services was conducted in terms of the Sberbank group. At the end of the chapter, the general conclusions of the study were formed. As a result, the influence of several factors was evaluated, which confirmed the hypothesis of the study. In the framework of the comparative analysis, a conclusion, that investment financial instruments of the selected insurer are complex and partial inapplicable, was made.