Risk Profile and Insurance: Evidence from Russian Households Survey

Student: Aryamkina Varvara

Supervisor: Dmitry Malakhov

Faculty: International College of Economics and Finance

Educational Programme: Double degree programme in Economics of the NRU HSE and the University of London (Bachelor)

Year of Graduation: 2019

The main research goal is to estimate the dependence between personal risk profile and insurance behavior, estimate the effect s of the socio-demographic variables on the probability of insurance obtaining. The research will be based on the Russian households’ survey from 2015. The work would be presenting the analysis of the particular insurances existence for the household’s heads in Russia, filtered for the ability of obtaining the appropriate results and the aggregate insurance behavior model. The explanatory variables are representing main socio-demographic factors, which are going to be tested for suitability and significance.

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