Choosing an Effective way of investing in Individual Investment Account

This paper discusses a combination of methods for analyzing, evaluating, calibrating, and forecasting economic indicators to increase transparency and simplify the process of choosing bonds for investing in an IMS account. The main goal is to create a recommendation model for purchasing bonds for IIS accounts. For the development of the model, liquidity, profitability, and national scale ratings were applied. Thus, in the theoretical part, much attention is paid to the bond market, its analysis, the experience of other countries in similar financial instruments, as well as comparison of existing applications in the market. It also describes the optimal investment schemes for IIS. In the practical part of the work, software was developed to collect data from various sources, a database was developed, an API, as well as an application interface in which the user can collect the portfolio of interest.