Improvement of the Bank's Policy of Retail Risks Based on Analysis of Information from External Sources

Student: Sakharov Daniil

Supervisor: Evgeny Isaev

Educational Programme: Business Informatics (Master)

Year of Graduation: 2020

Loans is one of the most popular services in Russia. Nevertheless, banks face the problem of the lack of timely payments on loans. This research is devoted to the analysis of the use of external data to predict the risk of default of the borrower. As a result of the study, a proposal was created to improve the credit policy of the bank, which allows to reduce the risks of subsequent issued contracts.

Student Theses at HSE must be completed in accordance with the University Rules and regulations specified by each educational programme.

Summaries of all theses must be published and made freely available on the HSE website.

The full text of a thesis can be published in open access on the HSE website only if the authoring student (copyright holder) agrees, or, if the thesis was written by a team of students, if all the co-authors (copyright holders) agree. After a thesis is published on the HSE website, it obtains the status of an online publication.

Student theses are objects of copyright and their use is subject to limitations in accordance with the Russian Federation’s law on intellectual property.

In the event that a thesis is quoted or otherwise used, reference to the author’s name and the source of quotation is required.

Search all student theses