Medical Aid & Insurance for foreign students, academic year 2023-2024

Emergency Care (Ambulance)

Only emergency medical assistance (acute illnesses, conditions, exacerbation of chronic life-threatening diseases) is provided free of charge to foreign nationals in the territory of the Russian Federation.

For emergency medical care please contact the HSE First-Aid Stations or call:

Call from a cell phone - number 112 or 103

Call from a fixed telephone - number 103

The ambulance service has an English speaking operator. After the first emergency treatment, it is necessary to continue the treatment under the VHI policy.

Clinics with English-speaking staff

Medical Documents Required for Foreign Nationals for Admission to HSE Dormitories

Medical Documents Required for Foreign Citizens for admission to HSE Dormitories and Level Amur Residential Complex , hotel "Sevastopol" and "Student Accommodation Center"

HSE University’s Internal Dormitory Regulations

In accordance with the "Internal Regulations of the HSE Student Dormitory", in order to move into a dormitory/residential complex a student must have:

Certificate of preventive vaccinations, including measles (form №156/93) or a certificate of vaccination in any form (with a notarial translation into Russian)
The reference in the form 086/у or the certificate in the form of Appendix № 8 to "The Rules of residence" with marks about fluorography, blood test on HIV, Hepatitis B and the conclusion of the therapist about absence of contraindications to accommodation in a hostel (valid for 6 months) or copies of medical certificates received after passing the medical examination (MODF), or a copy of dactocard received within the requirements of FZ-274.

Important! If a medical certificate 086/ or MODF or dactocard is not available, the above documents must be presented within 30 calendar days from the date of check-in at the dormitory. Prior to obtaining the above medical documents, a student must present a certificate of absence of tuberculosis, HIV, hepatitis B with a therapist's note that there are no contraindications for living in the dormitory with notarial translation into Russian (the certificate is valid for 6 months).

Medical policy covering the entire period of stay in Russia - VMI from a Russian insurance company or international / tourist policy (with a notarial translation into Russian).
Certificate of vaccination against COVID-19 (desirable).

Trainees are citizens of the Republic of Belarus; foreign citizens who have a residence permit, temporary residence permit or temporary residence permit on the territory of the Russian Federation:

Certificate of preventive immunization, including certificate of measles vaccination (form №156/93) or a certificate of vaccination in any form (with notarial translation into Russian)
The reference in the form 086/у or reference in the form of Appendix № 8 to the "Rules of residence" with the marks about fluorography, blood test on HIV, Hepatitis B and the conclusion of the therapist about the absence of contraindications to stay in the hostel - the term of validity of certificates is 6 months.
Health insurance policy (for those who have a residence permit and/or work in Russia) or a health insurance policy issued by a Russian insurance company covering the entire period of stay in Russia or an international policy (with a notarized translation into Russian) / tourist policy

Important! MHI policy is issued from the registration date until the end of the calendar year and requires annual renewal.

Certificate of vaccination against COVID-19 (desirable)

Choose an insurance program

When you choosing an insurance program, pay attention to:

The procedure for access to medical facilities (direct - you make an appointment with the right doctor yourself, through the console - the insurance company administrator makes an appointment for you)
Insurance coverage (hereinafter IC): The amount of benefits you could expect in case of illness, hospitalization and other emergencies within the insurance contract
The amount of IC and the scope of services for repatriation risk
Make sure your health insurance coverage includes the following:

consultations and treatment from a physician and medical specialists;

doctor's visit at home;

calling the ambulance at home, emergency hospitalization;

basic instrumental studies: X-ray, ultrasound, functional and endoscopic diagnosis;

basic laboratory tests;

trauma treatment;

physiotherapy treatment;

basic therapeutic and surgical dentistry.

Voluntary Health Insurance (VHI) Program Options for International Students for the 2022/2023 Academic Year

The standard VMI policy is a "risk" insurance policy that covers the treatment of chronic diseases only in the acute stage.

To dynamically monitor chronic conditions and obtain a prescription for medication, you must:

Purchase an extended package of VHI services (check with insurance companies for information)
Visit a paid doctor

International students who live in the HSE dormitories can be served in the city's policlinics through the Department of Paid Services, or in the medical institutions listed on your health insurance policy.

Insurance company	Insurance premium (per calendar year / 6 month), RUB & Insurance coverage (IC) for 1 year/ 6 month, RUB			Contact the insurance company
PJSIC "ENERGOGARANT" (ПАО "САК "ЭНЕРГОГАРАНТ")	PROGRAM № 1 6400 Energogarant	PROGRAM № 2* 5600 Energogarant	PROGRAM № 3 39 00 Energogarant	You can apply for insurance/pay the policy online: 1. QR: 2. by link: https://students.energogarant.ru/insurance-registration?university=19561 3. КBuy policy in our sales office: Moscow, Suschyovskiy val, 31/1, office 214, metro station "Maryina Roscha" or "Savyolovskaya" Business hours: Mon-Thu – 09:30-18:00 Fri – 09:30-17:00 Saturday, Sunday are days off. You can visit a doctor right after buying a policy. Medical center is in the same building. Foreign students have direct entrance to the clinic (without an additional call to the call centre). Contacts: E-mail: student@mch03.ru Tel.: +7 (495) 137-85-31, +7 (925) 011-48-82 Vladimir Eduardovich You can pay for the policy: - by any bank card issued in any bank of the Russian Federation - in cash (if you buy insurance at the office) After payment, the student receives a set of documents by e-mail (e-policy + insurance program + instruction). The medical center is located 20 meters from the sales office. Maximum convenience: you make an appointment with the doctor yourself (no need to get approval, referral or letter of guarantee from the insurance company).
	Рolicy 6 400 ₽ / 4 800 ₽ 6 100 ₽ - discount price only for students renewing ENERGOGARANT policies for a new period IC 6 200 000₽ / 6 200 000₽	Рolicy 5 600 ₽ / 4 720 ₽ IC 6 200 000 ₽/ 6 200 000 ₽	Рolicy 3 900 ₽ / 2 730₽ IC 6 200 000 ₽ / 6 200 000₽
Оutpatient care service IC 2 900 000 ₽	Direct access to the clinic that specializes in serving students. English-speaking specialists. No limits for visiting the clinic, within the amount of insurance coverage.
Emergency hospitalization IC 2 200 000 ₽
Ambulance services - within MKAD ring road, to Odintsovo and VNIISSOK IC 100 000 ₽
House calls (to dormitories) within MKAD ring road, to Odintsovo and VNIISSOK IC 200 000 ₽
Emergency dental care IC 200 000₽
Medical evacuation/repatriation IC 600 000₽	Within the amount of insurance coverage
Medical certificate form № 086/u (includes fluorography), blood test for HIV, Hepatitis B	once during the insurance period		1 700 ₽
Blood test for HIV, Hepatitis B	once during the insurance period		400 ₽
COVID-19 test	1 700 ₽
Medical certificate for spors	1 100 ₽
Medical certificate for swimming classes	650 ₽
Blood test for measles	660 ₽ - determination of antibodies to the measles virus IgG 165 ₽ - blood sampling
Measles vaccination	600-1000 ₽ (if the vaccine is available)
Influenza vaccination - once during the term of the policy	700-1000 ₽ (if the vaccine is available)
Telemedicine (online consultations), WhatsApp consultations	free, no restrictions
Advisory assistance on cases (diseases) that are not covered by insurance
* Insurance policy for 6 months can be purchased only if the period of study at the HSE is no more than 6 months
VSK Insurance House (САО "ВСК")	PROGRAM № 1 7000 VSK	PROGRAM № 2 6000 VSK	PROGRAM № 3 4000 VSK	You can apply for insurance/pay the policy online: 1. QR 2. by link: http://vsk.ins-student.ru/vshe/ The process of buying a policy online will take 5-10 minutes. Payment is made by bank card of any payment system issued by a Russian bank. The policy is issued and takes effect from the date of payment. Contacts: Phone: +7-929-906-60-07 Business hours: Monday-Thursday: 09:30 am – 6:00 рm, Friday: 09:30 am – 5:00 рm, closed on Saturday and Sundays
	policy 7 000 ₽ / 5 500₽* IC 4 000 000₽/ 4 000 000₽	policy 6 000 ₽ / 4 800 ₽* IC 4 000 000₽/ 4 000 000₽	policy 4 000 ₽ / 2 800 ₽* IC 4 000 000₽/ 4 000 000₽
Оutpatient care service IC 3 100 000 ₽	Expanded version: • Doctor's appointments (according to medical indications - unlimited): therapist, surgeon, traumatologist, gynecologist, ophthalmologist, otorhinolaryngologist, neurologist, urologist, dermatologist, cardiologist, gastroenterologist, psychiatrist. • Extended list of instrumental and laboratory diagnostics (including general clinical and biochemical studies, hormonal studies of the thyroid gland, ultrasound diagnostics, selection of glasses, etc.) • There are no restrictions on the procedures prescribed by a doctor for the treatment of acute diseases (injections, droppers, washing of the tonsils). Direct access to the clinic. English-speaking specialists - on request.	Optimal version: • Appointments of the main specialists (according to medical indications - unlimited): therapist, surgeon, traumatologist, gynecologist, ophthalmologist, otorhinolaryngologist, neurologist, urologist, dermatologist. • Appointments of the narrow specialists (cardiologist, gastroenterologist) by the direction of a general practitioner. • The list of instrumental and laboratory diagnostics is sufficient to verify the diagnosis in acute conditions. Direct access to the clinic. English-speaking specialists - on request.
House call – within 30 km from the Moscow Ring Road (includes Odintsovo) IC 20 000 ₽
Ambulance services - within 30 km from the Moscow Ring Road (includes Odintsovo) IC 30 000 ₽
Emergency hospitalization IC 500 000 ₽
Emergency dental care IC 50 000 ₽
Medical evacuation/repatriation СС 30 0 000 ₽	medical evacuation and post-mortem repatriation services (within the amount of insurance coverage)
Medical examination and issue of medical certificate № 086/у (includes fluorography), blood test for HIV, hepatitis B	once during the insurance period		2 100 ₽
ECG, determination of the PE group (carried out at the time of issuing medical certificate 086/y)	additional payment 300 ₽
COVID-19 test	1 700 ₽
Blood test for measles	825 ₽
Measles vaccination	from 600 ₽ it is necessary to clarify details about the availability of vaccines and the cost of services before the planned vaccination
Conducting a medical examination with the issuance of a certificate for sports	1 100 ₽
Medical certificate for visiting the pool	650 ₽
Administrative/medical support	free, no restrictions 24 /7
Telemedicine	on request: arranging online consultations with medical specialists (phone, whatsapp, viber ...)
trauma center	24/7
* it's necessary to confirm with documents that the period of study at the HSE does not exceed 6 months
LLC (OOO) Russian insurance company "EUROINS" (ООО РСО "ЕВРОИНС")	PROGRAM "STADARD 7500" 7500 EUROINS	PROGRAM "STADARD 5800" 5800 EUROINS	PROGRAM "STADARD 4000" 4000 EUROINS	Information for registration of a medical policy: 1. Scan or photo of the passport (if not 18, also the parent's passport). 2. Phone number. 3. Е-mail. 4. Scan or photo of the migration card or visa - if available. 5. Actual address of residence in the Russian Federation. You can apply for insurance/pay the policy online: 1. e-mail fomicheva.ti@ mail.ru The policy is issued within 15 minutes, the scan will be sent to you by e-mail. 2. WhatsApp/Viber/Telegram т. +7 (903) 510 59 13 3. In our sales office:(cash and card payments): The original can be picked up at any convenient time at the company's office at the address: Moscow, Vorontsovskaya ul. 35Б, bld. 2, entrance 2, 6th floor, office 623 (metro station Proletarskaya or Krestyanskaya Zastava) weekdays - from 10 to 18, Sat, Sun - day off. Contacts: Fomicheva Tamara Ivanovna, Tel. +7 (903)510-59-13 E-mail: fomicheva.ti@mail.ru The policy may be paid online, in cash or by bank card.
	policy 7 500 ₽ / 5 600 ₽ IC 3 750 000 /1 900 000 ₽	policy 5 800 ₽ / 4 100 ₽ IC 3 350 000 ₽ /1 700 000 ₽	policy 4 000 ₽ / 2 800 ₽ IC 2 600 000 ₽/1 300 000₽
Outpatient care service IC "Standard 7700" - 2 800 000 ₽ IC "Standard 5800" - 2 500 000 ₽ IC " Standard 4000" - 2 000 000 ₽	According to the selected insurance program
House calls (to dormitories) within MKAD ring road, to Odintsovo and VNIISSOK IC 150 000 ₽	No more than 2 times during the contract period
Emergency hospitalization IC "Standard 7500/5800"- 300 000 ₽ IC "Standard 4000"- 200 000 ₽ Ambulance services - within MKAD ring road, to Odintsovo and VNIISSOK IC 50 000₽
Emergency dental care IC 50 000 ₽	Acute dental pain
Medical evacuation/repatriation IC "Standard 7700/5800"- 200 000 ₽ IC "Standard 4000"- 150 000 ₽	Posthumous repatriation. Medical and transportation costs
Medical certificate form № 086/u (includes fluorography), blood test for HIV, Hepatitis B	once during the insurance period		1 800 ₽
Blood test for HIV, Hepatitis B			1 000 ₽
Medical certificate for sports			1 300 ₽
Blood test for measles	once during the insurance period	900 ₽
Measles vaccination	once during the insurance period (if the vaccine is available)	900 ₽ (if the vaccine is available)
COVID-19 test	1 000 ₽

IJSC "RESO-GARANTIA" (САО «РЕСО-ГАРАНТИЯ»)	PROGRAM № 1 13000 RESO		PROGRAM № 10 9100 RESO	You can apply for insurance/pay the policy online: 1. QR 2. by link: https://taplink.cc/markova.insurance.corp Contacts: Tel.: +7(926)048-89-29 (WhatsApp, Telegram) To enter into an insurance contract, you must submit an application in electronic form at the link above or write to e-mail: pelenkina@mail.ru !!! The insurance policy is issued and comes in effect on the day when the application is made. Remote registration of a medical policy with payment by ANY Russian bank card. BONUS PROGRAM! (get a certificate for a discount of 300 rubles) The option of a distant issuance of the medical policy and payment with a bank card is available
	policy 13 000 ₽ / do not provide IC 9 800 000 ₽ / -		policy 9 100 ₽ / do not provide IC 8 800 000 ₽ / -
Оutpatient care service IC 2 000 000 ₽	42 commercial clinics. The number of diseases per year is not limited. Number of requests — 2 for each disease
House calls (to dormitories) within MKAD ring road, to Odintsovo and VNIISSOK IC 500 000 ₽	4 requests per year
Emergency hospitalization IC 5 000 000 ₽	42 hospitals, including the Federal State Budgetary Institution "NMHC named after N.I.Pirogov " of the Ministry of Health of Russia and the Federal State Budgetary Institution "Clinical Hospital" of the Presidential Administration of the Russian Federation. Hospitalization in SMALL wards for a period of no more than 15 days – 1 case; 3 ambulance calls
Emergency dental care IC 1 000 000 ₽	Acute dental pain
Medical evacuation/repatriation IC 300 000 ₽	medical evacuation and post-mortem repatriation
Medical certificate form № 086/u (includes fluorography), blood test for HIV, Hepatitis B	once during the insurance period		it is not purchased separately, it is present only in pr No. 1
Blood test for HIV, Hepatitis B	once in the framework of the reference 086 Y		once included in the program for FREE
COVID-19 test	once, for medical reasons
Help for the pool	once included in the program for FREE		250 ₽
Blood test for measles	once included in the program for FREE
Measles vaccination
Telemedicine (online consultations) IC 1 000 000 ₽	The number of requests is unlimited during the year. Russian-speaking doctors Including a PSYCHOLOGIST and other specialized specialists		1 000 ₽
Accident insurance. Risks: death and injury.	additional pay - 1 5000 ₽ The amount of insurance coverage for each risk is 150,000 ₽
LEXGARANT" Insurance Company LTD (САО "ЛЕКСГАРАНТ")	PROGRAM "UNIVER GREEN" 24000 Лексгарант	PROGRAM "UNIVER COMBI" 6000 Лексгарант	PROGRAM "UNIVER" 4000 Лексгарант	You can apply for insurance/pay the policy online: 1. QR 2. by link: Rus https://lexgarant.com/health/medicine Eng https://lexgarant.com/en/vmi/student 3. In our sales office: Moscow, Maly Zlatoustinsky per., Building 10, bldg. 2, room 112 (M. Lubyanka, M. Kitay-Gorod) Working hours: Mon-Fri: from 10:00 to 18:30 Online payment for medical policy by Russian or foreign bank card Contacts: Tel: +7 (495) 933-80-80 (Russian or English) e-mail: dms@lexgarant.ru WhatsApp/Viber/Telegram + 7 (903) 508-4627
	Policy 24 000 ₽ / 18 400₽ IC (Rus) 32 000 € /32 000 € (at the rate of 27.04.2023 = 2 880 000 ₽) IС breakdown by programs should be specified in the insurance company)	Policy 6 000 ₽ (Moscow + Мoscow Region)/ - 7 000 ₽ (Russia) / 4 900 ₽ IC 1 100 000 ₽ /1 100 000 ₽	Policy 4 000 ₽ (Moscow + Мoscow Region)/ - 5 000 ₽ (Russia) / 3 500 ₽ IC 1 000 000 ₽ /1 000 000 ₽
Оutpatient care service IC 100 000 ₽	Primary health care in an emergency: in case of acute pain, accident, injury, poisoning and other urgent conditions
House calls (to dormitories) within MKAD ring road, to Odintsovo and VNIISSOK IC 100 000 ₽	at the place of registration, as part of the program
Emergency hospitalization IC 100 000 ₽	Primary health care in an emergency: in case of acute pain, accident, injury, poisoning and other urgent conditions
Ambulance services - within MKAD ring road, to Odintsovo and VNIISSOK IC 100 000 ₽
Emergency dental care IC 100 000 ₽	Acute dental pain
Medical evacuation/repatriation IC 550 000 ₽	Medical evacuation / repatriation of remains (including costs of return of family members)		Repatriation of remains
Medical certificate form № 086/у (includes fluorography), blood test for HIV, Hepatitis B	Оne of the certificates of your choice	Once during the insurance period	1 500 ₽


Сertificate for sport activities			2 000 ₽
COVID-19 test	Once during the insurance period	1 300 ₽ (in Russian and English)
Blood test for measles	Once during the insurance period
Measles vaccination (vaccine, therapist, certificate)	1 300 ₽
Payment for medications and dressings prescribed by a doctor	As part of the program
«Active rest»	Covers injuries, bruises and other injuries resulting from activities: tourism, outdoor games of a sports nature, visiting water attractions, water parks, riding or boating, riding bicycles of all types, riding mopeds, motor scooters, scooters, motorcycles, ATVs, hiking, traveling in caves,
Аdditional medical services	https://lexgarant.com/en/health/1034

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Medical Services

Medical Aid & Insurance for foreign students, academic year 2023-2024