Economists from HSE University have demonstrated that collecting as much information as possible about borrowers does not always decrease banks’ risks. Sometimes, more is not better: on the contrary, increasing the volume of data might increase the risks of loan defaults to a certain extent. The study was published in the WP BRP HSE University, Series: Financial Economics series of working papers.
Tag "banking"
The HSE has held the fourth annual workshop ‘Banking in Emerging Markets: Challenges and Opportunities’, organized by National Research University Higher School of Economics (CInSt HSE) with the support of the Bank of Finland Institute for Economies in Transition (BOFIT).